Mortgage International Pty Ltd

Development Finance

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Finance for property development generally operates as an interest-only, draw-down facility to finance development as required. Often the interest on a development loan is capitalised during the development period, with the entire loan inclusive of interest charged being repaid upon the sale of the development and or the refinance of any residual debt.


Borrowing capacity and maximum LVR for property development loans

The borrowing capacity you can achieve for development finance will vary depending on the development lending criteria you are required to meet. This will vary from lender to lender and also dependant on the proposal.

Generally speaking, Land Development Cost financing will provide up to 80% of the costs of your development, whilst GVR financing will provide up to 65 – 75%. For a full overview of your borrowing capacity, consult a commercial lending specialist.